Live rates, updated every 30 minutes

Turn gift cards into cash in minutes.

LuckyCardEx pays great rates for Amazon, Apple, Steam and 40+ other cards. Trade in the app and get paid straight to your bank account.

Rated 4.9/5 by thousands of traders

40+ cards supported, including

Apple & iTunesAmazonSteamGoogle PlayRazer GoldVisaMastercardSephoraeBayWalmartNikePlayStation
320K+Cards traded
₦4.8B+Paid out to users
4.9/5Average rating
~8 minAverage payout time
Why LuckyCardEx

Built for people who trade cards.

Honest rates, fast payouts and a support team that actually shows up — everything a gift card trader wishes for, in one app.

Rates that actually pay

Some platforms advertise big rates and quietly pay less. We publish what we pay — and the payout matches the quote, every time.

Apple Amazon Steam Visa

Illustrative comparison · ₦ per $1

See today’s rates →
8 min

Average payout

From card verification to bank alert — faster than a kettle boils.

Security you can bank on

  • 256-bit encrypted trades
  • Cards verified in-app — we never ask for your PIN
  • Every payout logged and traceable

24/7 human support

Real people on live chat around the clock — average first reply under four minutes.

Refer & earn 1%

Earn 1% of every trade your friends make, for life. Paid in cash, not points.

40+ cards supported

Apple & iTunesAmazonSteamGoogle PlayVisaMastercardRazer GoldSephoraeBayWalmartNikePlayStation

…plus 30 more brands inside the app.

Browse all supported cards →
Live rates

Know your payout before you trade.

Pick a card, type an amount, and see exactly what lands in your bank. No notes app math, no guesswork.

  • No hidden fees. The rate you see is the rate you get.
  • Locked for 30 minutes. Your rate won’t move while you trade.
  • Any Nigerian bank. Payouts land in minutes, day or night.

Rate calculator

Rates refresh in 30:00
USD
You get paid
₦95,000 ₦950 per $1 · Apple & iTunes

Illustrative rates for demonstration — live rates are shown in the app.

How it works

From card to cash in three steps.

No agents, no haggling, no waiting for callbacks. The whole trade happens in the app.

1

Download the app

Create a free account with your phone number and verify it in seconds.

≈ 2 min
2

Enter your card

Pick the brand, type the value and upload the code or receipt photo.

≈ 1 min
3

Get paid to your bank

We verify the card and send naira straight to your bank account.

≈ 5 min avg
Wall of love

Traders who get paid, fast.

Hundreds of thousands of trades — here’s what they sound like.

“I sent a $100 Apple card at 9:12 and the bank alert hit my phone before 9:20. The rate matched what the calculator showed, to the naira.”
Ada O.Lagos
“What I like is there’s no drama. Card goes in, verification takes a moment, payment lands. Fourteen trades so far, zero issues.”
Emeka U.Abuja
“The in-app rates are the fairest I’ve found, and support actually replies at 2am. Half my street uses this app now.”
Chiamaka N.Port Harcourt

Testimonials shown are illustrative examples for this concept page.

FAQ

Questions, answered.

Everything people ask before their first trade.

How fast do I get paid?

Most payouts land within 5–10 minutes of card verification, and our average is around 8 minutes. Larger trades may take slightly longer while extra checks run — you’ll see the status live in the app.

What cards do you accept?

40+ brands including Apple & iTunes, Amazon, Steam, Google Play, Visa, Mastercard, Razer Gold, Sephora and eBay. The full, always-current list lives inside the app.

Are the rates shown here the real rates?

The calculator on this page uses illustrative demo rates. The app shows live rates that refresh every 30 minutes, and once you start a trade your rate is locked so it can’t move against you.

Is my card information safe?

Yes. Trades are encrypted end to end, cards are verified inside the app, and we never ask for your card PIN or banking password by call, SMS or chat.

Do I need to visit an office or meet an agent?

No. The entire trade — from quote to payout — happens on your phone. If anyone asks you to meet in person to “complete” a trade, it isn’t us.

Turn your next gift card into cash today.

Join hundreds of thousands of traders who get honest rates and payouts in minutes.

Free to download · No hidden fees · Payouts in minutes